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Putatan Platinum Apartment: Rules to create Fear..and drain money.

The many rules of living in an apartment.

So do you own an apartment when you bought it? That would depends on how you bought it. Cash or loan. Perhaps people would think Malaysian are damn rich that everyone could buy an apartment cash..well, majority of the citizen do not.

The first thing the house was own by bank. You are merely paying bank monthly hoping that someday you will get to own your own house. Banks are not saviour for citizen but more like a loan shark. I wonder what is the difference between these two? Well, the only difference is one may cut your hand in the end. To think more about it, both could get your hand cut in the end.

So I bought an apartment which priced RM170K+ and the bank gave me a loan that I need to pay for 40 years which sum up to RM300K once I've completed paying it. Where the hell another RM150k+ come? That's interest. Islamic interest as I am taking loan base on Islamic term. So Muslim took interest now, they just call it with a different name so they would sound Islamic.

So, double the price already? Then, if I want to sell this apartment before I settle paying for it..for example, maybe I do not like it and I want to change to a new place. Then, the bank set up a price by a 'complex' 'islamic' mechanism making my house price goes up to RM700K.

So if I want to sell this house, I need to sell it for more than RM700K to get some benefit from it. If I sell it for RM300K, i need another RM400K to settle my debt. But..I bought the house with the price of RM170K.

So, I could not sell this house. I need to stay here.

Then all this service charges came into my mailbox.. I need to pay the apartment service charge RM270 every three months. Does not sound much? Thats RM1080 per year. I am living in my own house or what? Oh well, does not really matter, the payment is to keep my apartment building intact, and for all the services they provided.

I need to pay deposit RM1000 just to renovate my house and Rm500 if I want to bring in something like new furniture into my house. That money could be used to pay for that furniture itself.

I believe paying such services charge and all stuff, I should own my house. Well no, I still need to follow the rules which sometimes gets to my nerve. I can't bring a second car in, no extra park. Should I sell my car then how do my wife goes to work? We work both in different places. I could not hammer something or repair something in my own house after 5 PM and weekend. I can't do this, I can't do that. I feel like living in someone's house. I feel like I rent this place.

Did some mistake, warning letter arrive to you. I really feel like I am not living in my own house.

Rules are made to make sure everyone living peacefully without fear. But sometimes rules itself make you live in fear. That should not happen. I suggest that the management approach more resident to make sure everyone demands are fulfilled. And not just the squeaky wheels one who obviously kept everything for their own interest. Even the squeaky wheels get the grease, but if you did not maintain the other wheels, a system won't work eventually.

For those, who want to buy an apartment, think twice. And please make sure the management are resident friendly and not like those teacher in boarding school.

I hope that someday I can own my house, a better place than this place. I am hoping, even working, both me and my wife, as a medical officer a.k.a doctors, we could not afford other than this small apartment.

Oh my beloved Malaysia.....


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